Sales Guide · VirginiaInternal rep reference

Top Tier Battery Sales Reference — Virginia (Dominion VA + APCo VA)

Two-utility market. Top Tier's Virginia launch covers the two investor-owned utilities serving residential solar customers:

Both utilities preserved 1:1 retail net metering in recent 2025-2026 regulatory decisions:

Both utilities are in PJM (Dominion = Dom Zone, APCo = APS Zone). Out of scope at launch: Old Dominion Electric Cooperative member co-ops, municipal utilities, BARC Electric, NoVEC, etc. — co-op rate mechanics differ and warrant separate scoping.

Cohort: BOTH utilities = one_to_one_nm. Battery has no today-bill impact under preserved 1:1 NM (annual exports zero out annual imports). The pitch is future-proofing + Community Energy Act VPP positioning + system takeover + resilience — NOT direct monthly bill savings.

The rep's first job: confirm utility AND service territory. APCo serves both VA (1:1 preserved) and WV (post-sunset structure with completely different mechanics). Don't cross-contaminate.


The Opening: Lead With Takeover, Not Math

The customer booked the appointment because they're frustrated about their utility bill AND their installer is unreachable. Don't open with savings math. Don't open with rate-case statistics. Don't open with the technical pitch. Open with:

  1. The free system inspection. "I'm here to inspect your existing solar system at no cost. If it's running well, we'll confirm that. If anything's wrong, we'll surface it. Either way, you walk away with a clearer picture of what you own."
  2. System takeover. "When your inverter fails — and inverters do fail, usually between year 8 and year 20 — you need someone to handle the warranty claim and the replacement. Top Tier becomes your single point of contact for the next 10 years on the entire system, not just on anything new we install."
  3. Then bridge to the bill. "You're still seeing a [Dominion / APCo] bill after going solar — even with 1:1 net metering. Let me walk you through why, and what changes when we add storage."

The battery is the upsell that makes the deal economic for Top Tier; takeover/inspection is the lead the customer agreed to. Reps get paid on battery sales. Don't lose the open by leading with the close.

Virginia-specific note on the LEAD: VA's regulatory environment is genuinely favorable RIGHT NOW (1:1 NM preserved at both IOUs). Reps should NOT lead with "the rules are changing" urgency — that's not true today and would undermine credibility. Lead with takeover + inspection + the documented Dominion rate trajectory + PJM-zone resilience. The Community Energy Act VPP is forward upside, not current value.

Standing Rules (Do NOT Violate)


Why You Still Have a Bill — Cohort Bridge (one_to_one_nm)

Use AFTER you've opened with takeover/inspection. Virginia is unique among Top Tier's current 9 markets because both IOUs preserved 1:1 retail net metering — most other markets are on some flavor of EDG/net billing where the bill-spread story carries the pitch. In VA, the bill-spread story DOESN'T apply, and reps need to know that.

Verbatim from the proposal copy (lib/why-bill-own-rent.ts, one_to_one_nm template) — reps see the exact same language the customer sees on the proposal:

Your bill should be small. Here's what it covers.

Under 1:1 net metering, [Dominion VA / APCo VA] credits your exports at the same rate they charge for imports — so your annual kWh charges should mostly zero out. The bill you still see covers fixed monthly charges (basic service / customer charge, riders, taxes), any consumption above what your solar produces, and time-of-day or seasonal imbalances. A battery doesn't change your daily bill math much under 1:1 NM today — but it's how you lock in your position when net metering rules change. Every state is moving in that direction, and the customers who already have batteries installed are insulated when the change hits.

Virginia specifics for the rep

The canonical copy above applies cleanly to both VA IOUs. Layer in the utility-specific nuances:

Dominion Energy Virginia (NEM 2.0):

Appalachian Power Virginia:

Why the customer still sees a bill (the actual answer)

For both VA IOUs, the customer typically sees a bill because:

  1. Fixed monthly charges (customer charge, riders, taxes) aren't offset by net metering — net metering only zeroes out the energy charge
  2. Consumption above annual production — if the customer uses more kWh than the system produces in a year, the gap is billed at retail
  3. TOU mismatch within a billing period — Dominion has some optional TOU programs where production timing matters; APCo less so
  4. Seasonal imbalances — December production is low, December usage is high; net metering smooths this over the 12-month period but the customer still sees monthly variation

A battery doesn't reduce ANY of those for VA customers today. It DOES:

How to use it in conversation

After the takeover/inspection lead has landed, transition with: "You're on [Dominion VA / APCo VA] — and the good news is your net metering is genuinely 1:1 retail today. The SCC just preserved that for you. The battery isn't going to lower your monthly bill in any meaningful way today, because the bill math already works in your favor. What the battery does is three things: it locks in your favorable position before the next regulatory cycle, it positions you for the [Dominion-only: Community Energy Act] VPP pilot that's coming late 2026, and it keeps your home running when the next storm hits."

What NOT to say:


Hidden Costs Avoided: The $11K System Takeover Bundle

Pillar 3 of the pitch (after Bridge and Takeover/Inspection lead). When Top Tier takes over the system, you bundle in services the customer would otherwise pay out of pocket over the 25-year horizon. These are estimates, not firm line-item quotes — but they total over $11K of value the customer doesn't see on the proposal's headline savings number. Applies to both VA IOUs equally.

Verbatim from the proposal copy (components/multistate/sections/HiddenCostsAvoided.tsx):

Bundled serviceEstimated 25-yr cost avoided
Align Solar Protection (5-yr service contract on existing equipment, $0 deductible, insurance-backed)~$1,500
Manufacturer warranty coordination (Top Tier handles OEM claims across 25 yr — you don't chase the original installer when an inverter or panel fails)~$300
Inverter replacement coordination (1-2 typical inverter replacements at $3-5K each over 25 yr — labor coverage + service path through Top Tier)~$6,000
Workmanship warranty on existing PV (10-yr Top Tier Limited Workmanship liability coverage on the system we take over — pinhole leaks, mounting integrity, racking corrosion)~$1,500
Service call coverage (on-demand truck rolls for diagnostics, sensor issues, monitoring, repairs — market rate ~$500/visit × estimated 4-5 visits over 25 yr)~$2,500
Total~$11,800 — call it "Over $11K"

How to use it in conversation

The pitch: "On top of the bill math we walked through — which is small in VA because your 1:1 net metering is good — you're picking up over $11K of bundled services that aren't sold separately. We don't quote them as line items because they're built into the takeover. If your inverter fails in year 12, the manufacturer warranty handling alone is worth a few hundred dollars. The replacement coordination saves you another $3-5K. The 5-year Align contract on your existing system is $1,500 you'd otherwise pay if you went looking for it. It adds up."

Especially powerful for VA because of recent severe-weather patterns — 2012 Derecho (454k Dominion NoVA outages), March 2026 Central VA storms (~100k peak), April 2026 Hampton Roads, mountain-weather exposure in APCo territory. Service-call wait times spike after major weather events. Having a service contract pre-paid into the takeover means the customer isn't on a 90-day waitlist when they need post-storm diagnostics.

What NOT to say


What You Own vs What You Rent — Qualitative Reframe (NOT Dollar Comparison)

Pillar 4 of the pitch. VA's one_to_one_nm cohort routes to the QUALITATIVE template — the customer's "rent" number (utility bill compounded over 25 years) is genuinely small today because 1:1 NM zeroes out their kWh charges. The dollar comparison framing would actively undermine the pitch in VA. Use the qualitative reframe instead.

Verbatim from the proposal copy (components/multistate/sections/OwnVsRent.tsx, QUALITATIVE branch):

Your bill is small today — your solar's doing what it should.

That depends on net metering rules continuing as-is. The 25-year horizon for you isn't about a dollar gap on the chart — it's about what your monthly loan payment actually buys you that your current bill doesn't.

What ~$41K over 15 years (the loan total) buys the VA 1:1-NM customer:

How to use it in conversation

The pitch: "Your VA bill is small today because your net metering is doing what it should. We're not going to walk through a 25-year cumulative-utility-cost chart because in VA that chart doesn't tell the right story — your kWh charges already zero out. What ~$41K over 15 years buys you is ownership of the asset, $3-10K of home value Berkeley Lab attributes to battery, outage resilience for the next big storm, a locked-in position before the next regulatory change, [Dominion-only: VPP positioning when the Community Energy Act pilot opens late 2026], and a single point of contact for service for the next 10+ years."

What NOT to say


Rate Increases: VA Trajectory

Virginia's two IOUs have documented rate trajectories driven by different forces:

Dominion Energy Virginia

Appalachian Power Virginia

Three Scenarios (Proposal Columns)

Both utilities use 3%/5%/7% scenarios per the same methodology:

ScenarioAnnual climbFraming
Optimistic3%/yrSCC continues to moderate utility rate-case asks; data-center cost allocation reform debate succeeds at shifting share away from residential
Moderate5%/yrContinues the documented 2025-2027 rate-case cadence + PJM capacity-cost pressure
Aggressive7%/yrData-center reform stalls; PJM capacity-cost spikes (833% precedent) compound; AI-driven NoVA load growth accelerates capital recovery

Reps: quote moderate (5%) as the working assumption. Optimistic / aggressive bracket the documented trajectory. Don't anchor on aggressive (it's the upper bound for "what could happen if VA General Assembly reform fails AND PJM patterns deteriorate"). Don't anchor on optimistic (PSC restraint is real but capital drivers don't pause).


Federal & State Tax Credits

What's Gone

What Remains for Virginia

Section 25D residual battery-with-solar 2026 eligibility

Some installer sources reference residual Section 25D battery-with-solar eligibility for 2026 installations — primary IRS guidance does NOT clearly affirm this. DO NOT pitch this to customers without tax-counsel review. The federal ITC expiration is the simple, accurate framing.

How to Handle the Conversation

"You may have heard about the 30% federal tax credit. That expired at the end of 2025 for direct purchases. Virginia doesn't have a state solar income tax credit either — South Carolina has one, several states do, but Virginia doesn't. The good news: Virginia DOES have a property-tax exemption for residential solar systems up to 25 kW since 2023 — your installation doesn't increase your property's assessed value, so you're not paying additional property tax on the system. That's value you keep year over year. For cash or financed purchases like ours, there's no income-tax credit on this install. The case rests on structural value — 1:1 NM preservation, system takeover, resilience, and the Community Energy Act VPP positioning if you're a Dominion customer."


VPP / Future Income — Community Energy Act (Dominion-Only)

Virginia is unique in this list. While most Top Tier markets have no VPP, Virginia has a mandated future VPP — the Community Energy Act, signed May 2025.

What's mandated

What this means for the pitch

How to use it in conversation (Dominion customers only)

"Virginia passed something interesting in May 2025 called the Community Energy Act. It mandates that Dominion propose a battery-powered virtual power plant — they call it a VPP — with at least 15 megawatts of residential battery participation. They submitted the proposal to the SCC in December 2025; the tariff for residential enrollment is due in November 2026. So sometime in late 2026 or 2027, Dominion will start enrolling residential customers in a program that pays you for letting them dispatch your battery during peak demand events. The catch: programs like this cap capacity, and customers who already have batteries installed are first in line when enrollment opens. So having the battery now isn't just about today's economics — it's about being positioned for that program when it launches. We can't tell you what they'll pay because the tariff isn't published yet. We CAN tell you the program is mandated by law, so it's coming."

What NOT to say


The Inverter Hidden Risk

Most homeowners don't realize how exposed they are without a service relationship.

With Top Tier, you're not on your own with it. Whenever a manufacturer warranty claim is needed — on the new battery or the existing panels and inverter — Top Tier coordinates it at no cost. And on top of equipment's existing manufacturer warranties, every installation includes a 5-year Align Solar Protection service contract at no extra cost, covering existing solar equipment for mechanical breakdown, parts and labor, with $0 deductible. Coverage is confirmed through a system inspection.


Loan Economics

Service Finance loan structure for the backup-capable configuration (VA default):

Line ItemAmount
Cash price$18,500
Financed amount (with dealer fees ~29.4%)$23,942
Interest rate7.95%
Term15 years
Monthly payment~$228

Note: Service Finance loans cannot be re-amortized. Extra payments shorten the loan term but do not lower the monthly payment.

The self-consumption configuration runs slightly lower. VA defaults to backup-capable given PJM-zone outage exposure + severe-weather pattern.


Objection Handling

"What if I sell the house before the loan is paid off?"

"Solar plus battery raises your home's value at sale. Your closing equity pays off whatever's left on the loan, so the new owner inherits a fully-owned system with no payment to take over. Most warranties carry over: Top Tier's 10-year workmanship and roof penetration warranty transfers to the new owner with written consent (we coordinate this at closing), and the manufacturer warranties on your inverter and battery transfer per the manufacturers' own terms. The 5-year Align Solar Protection service contract is non-transferable — the seller benefits from the inspection and 5-year coverage. The next owner gets a turnkey, manufacturer-warrantied home with severe-weather backup built in; you get a higher sale price."

"My VA bill is small. Why do I need a battery?"

"You're right — your bill IS small. That's because Virginia just preserved 1:1 net metering for you. The battery isn't going to reduce your monthly bill in any meaningful way today. What it does is three things: First, it locks you in. Every other state with high solar penetration has either changed or proposed changes to 1:1 NM in the past few years. VA just preserved it but the regulatory cycle continues. Battery installed before the next change keeps your economics intact. [Dominion-only: Second, Virginia passed the Community Energy Act that mandates a Dominion VPP pilot opening for residential enrollment by late 2026. Customers with batteries installed are first in line.] Third, when the next big storm hits — and PJM has had four major outage events in the last three years — your home keeps running."

"What about the 30% federal tax credit?"

"It expired December 31, 2025 for direct purchases. Some lease and PPA models still qualify at the leasing-company level. For cash or financed purchases like ours, there's no federal credit on a 2026 install. Virginia doesn't have a state income tax credit either. The good news: Virginia DOES have a property-tax exemption for residential solar ≤ 25 kW since 2023 — your install doesn't add to your property's assessed value. That's worth $200-600/yr in avoided property tax over the system lifetime."

"I'm on APCo. My friend in WV is on APCo. Do we have the same situation?"

"No, and this is important. APCo serves both VA and WV under different regulatory regimes. In VA, the SCC just preserved your 1:1 net metering in September 2025 — that's the favorable position you're in. In WV, the same company hit a sunset deadline in early 2026 — new customers in WV territory are now on reduced export credits (about 12.4¢/kWh vs ~17¢ retail). VA hasn't moved that direction, but the parent company has the playbook. That's part of what 'locking in your position' means — if VA ever follows the WV path, your battery moves the value behind your meter where the rule change can't touch it."

"What if I'm a Dominion customer and the Community Energy Act VPP pays less than other states?"

"Honest answer: we don't know yet — the tariff isn't published. What we know is the mandate requires at least 15 MW of residential battery participation, which means real payments to make participation economic. We also know that adjacent VPP markets are paying customers $200 to $3,000/yr depending on program structure. Virginia's program will be in that range. Even at the low end, that's incremental income on top of the bill math, the property-tax exemption, the resilience value, and the takeover bundle. And again, capacity is capped — late arrivals wait."


What To Say · What NOT To Say

TopicWhat To SayWhat NOT To Say
1:1 NM status"VA just preserved 1:1 net metering for you — Dominion in April 2026, APCo in September 2025.""VA is about to take away net metering." (Not true — just preserved.)
Today's bill savings"Battery doesn't reduce your bill in any meaningful way today under preserved 1:1 NM. The value is forward-looking.""Battery will save you $X/mo on bill." (For VA 1:1 NM customers, today-bill impact is minimal.)
Community Energy Act VPP"Dominion mandate, late 2026 tariff petition, customers with batteries installed first in line when enrollment opens.""You'll earn $500/yr from the VPP." (No published tariff yet.)
APCo state"Confirm your service address — APCo serves both VA and WV with different rules.""APCo rules are the same everywhere." (Not true — VA preserved 1:1, WV is post-sunset.)
Federal tax credit"Federal ITC expired 12/31/2025. VA has no state income tax credit. VA does have a property-tax exemption for solar ≤25 kW since 2023.""We can find you a tax credit angle." (No legitimate angle for VA cash/financed 2026 buyers.)
Section 25D battery residual(Don't pitch it.)"You'll get a residual federal credit on the battery portion." (Primary IRS guidance does not affirm; tax-counsel review needed before any rep mention.)
Warranty transfer"Workmanship transfers with written consent, manufacturer warranties transfer per their terms, Align is non-transferable — seller benefits from Align coverage.""All warranties transfer to the buyer." (Standing-rule violation.)
Disqualification(Don't disqualify on home tenure.)"If you're moving in 3 years, this isn't for you." (Standing-rule violation; resale story is real.)

Key Disclosures for Virginia Customers

  1. Both VA IOUs preserved 1:1 retail net metering in recent SCC decisions. Battery has no today-bill impact under preserved 1:1 NM — the pitch is future-proofing + Community Energy Act VPP positioning (Dominion only) + resilience + takeover.
  2. Dominion year-end excess cash-out: $0.05829/kWh (includes SCC-added $0.01 RPS credit). Applies only when annual production > annual usage — rare for systems sized at 100% offset.
  3. APCo VA above-annual-usage credit: 5.66¢/kWh. Same condition — rare for properly-sized systems. April true-up at avoided cost ~$0.04-0.05/kWh.
  4. APCo also serves WV with post-sunset rules. Confirm customer's service-address state before quoting any APCo rate dynamics.
  5. Community Energy Act VPP pilot — Dominion-only, NOT yet enrolling. SCC tariff petition due Nov 15, 2026. Pitch positioning, not income.
  6. Federal ITC expired 12/31/2025. No VA state income tax credit. VA property-tax exemption for residential solar ≤ 25 kW (since Jan 1, 2023) does apply.
  7. No VA state battery rebate. No statewide battery program.
  8. Section 25D battery-with-solar residual 2026 eligibility unverified. Don't pitch without tax-counsel review.
  9. PJM Dom Zone + APS Zone capacity-cost trajectory is the structural rate driver. 833% spike in 2025/26 auction. Rate trajectory continues regardless of NM preservation.
  10. VCEA renewable-compliance capital recovery flows through residential rates over multi-year windows. 100%-clean-by-2050 mandate.
  11. Battery duration depends on loads. 10 kWh = 18-30 hr critical loads; not whole-home backup for sustained outages.
  12. Service Finance loans cannot be re-amortized. Extra payments shorten term, not monthly payment.
  13. 10-year workmanship warranty contingent on inspection acceptance. If existing system has issues we can't take over, written notice within 7 days.
  14. Inverter failure timing is statistical. $3-5K replacement-cost estimate based on typical SolarEdge / Enphase failure windows.

Recent VA Outage Events (Resilience Pillar Anchors)

Reps cite these to ground the resilience case in events the customer probably remembers:

  1. June 29-30, 2012 — Mid-Atlantic Derecho. Iconic. ~454,000 Dominion Northern VA outages (>50% of NoVA service area). Multi-day restoration. Still the regional reference point for grid resilience.
  2. 2024 Eastern VA / NE NC severe storms. ~96,000 peak outages; ~20,000 still out hours into restoration.
  3. March 2026 — Central VA storms. ~100,000 peak outages; ~77,000 still without power at midnight. Recent reminder of PJM Dom Zone severe-weather exposure.
  4. April 2026 — Hampton Roads storm. 7,000+ outages in Norfolk, Portsmouth, Suffolk, VA Beach, Southampton. Smaller event but coastal-storm illustrative.

Counter-narrative for sophisticated customers: Dominion has buried 2,500+ miles of the most outage-prone lines since 2012. Average outage time on buried-line customers dropped from 11 hours to 2 minutes. That's real progress — but doesn't help during major storm events that overwhelm even hardened distribution.


Walk-Away Profiles

When the deal doesn't fit, walk away cleanly. None of these are tenure-based.


TODO / Follow-Up